NoHoldPay

Settings

Configure your business profile, payment tolerances, localisation, and account security.

The Settings page in the sidebar groups every account-level control. Changes apply to new payments and dashboard reporting immediately.

Business profile

The public face of your brand. Shown on the hosted checkout page and on email receipts.

FieldWhere it appears
Business nameTop of the checkout page, invoice sender
LogoCheckout page, default logo on every invoice

Logo accepts an HTTPS URL or a PNG / JPEG / WebP upload. Recommended size: 200x200.

Payment preferences

Controls how payments are quoted and when they count as paid in full.

Default fiat currency

Used for payment-request amounts, dashboard revenue figures, and prepaid-credit reporting. Picking a currency the platform no longer supports surfaces a warning and blocks save.

Underpayment tolerance

Default: 0.5%. Range: 0 to 99.99%.

How much less than the invoiced amount counts as "paid in full". Covers exchange-rate drift between quote and settlement plus customer-side miner fees.

  • Shortfall at or below the tolerance: confirms automatically.
  • Shortfall above the tolerance: status becomes underpaid. The customer can top up or request a refund.

The tolerance applies on chains where each payment gets its own address (UTXO chains, CREATE2 and Solana PDA forwarders, Monero subaddresses). On shared-account chains (XRP and Stellar) the amount must match exactly: any shortfall marks the payment underpaid, and the customer tops up or you accept the underpayment manually.

Set to 0 to require the exact amount. Typical: 0.5 to 1%.

Overpayment notification threshold

Default: 1%. Range: 0 to 100%.

Triggers the payment.overpaid webhook and a dashboard alert when a customer pays at least this much more than the invoiced amount. Smaller overpayments confirm silently.

Raise it to cut noise on small rate-drift overages. Lower it to catch every surplus.

Localisation

Timezone

IANA name (for example America/New_York). Click Use browser (the button label includes the timezone your browser reports) to fill it in automatically.

Your timezone controls dashboard date filters and period aggregates, so "Today" matches your local day. Stored data stays in UTC - the setting only changes reporting windows.

Leave blank to inherit the platform default.

Business identity

Shown as "Bill from" on every invoice. All fields are optional. The invoice print view falls back to just the business name when nothing is set.

FieldNotes
Address line 1 / Address line 2Street address
City
State / Region
Postal code
Country
PhoneShown on invoices so customers can call about a bill
Tax ID / VAT numberRequired by tax authorities in many jurisdictions

Two-factor authentication

A time-based one-time password (TOTP) at sign-in. Strongly recommended for any account with live keys.

Enable

Click Enable 2FA.

Scan the displayed QR code with an authenticator app (1Password, Authy, Google Authenticator). Copy the Manual entry key somewhere safe so you can re-enroll if you lose the device.

Enter the 6-digit code and click Verify & enable.

Disable

Enter your current 6-digit code and click Disable 2FA. A confirmation dialog explains the security impact before the change applies.

Recovery

Download a self-contained bundle that can recover funds from gasless and forwarder (CREATE2 and Solana PDA) payments without our help. Store it offline alongside your wallet's seed phrase.

The bundle is a point-in-time snapshot. Re-download it after every wallet change. See Recovery Kit for the file format and the noholdpay-recover CLI.

Account

Read-only metadata.

FieldNotes
EmailSign-in address. A Verified or Unverified pill shows the current state. Contact support to change it.
Merchant IDUUID used in the API and the recovery kit.

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